FIRM RESUME
OF
PETOSA, PETOSA & BOECKER, L.L.P.

Our firm's history relates back to the 1930's. The attorneys are skilled in commercial and real estate litigation, banking, savings and loan, commercial transactions and real estate matters. This includes sales, purchases, financing, title examinations, loan closings, loan workouts, foreclosures and receiverships for multimillion dollar commercial properties, residential properties and undeveloped land. We are experienced in negotiation and drafting of complex commercial and corporate contracts, loan instruments and other transactional documentation. Our experience with these matters extends to involvement in the areas of bankruptcy, eviction, trusts, estates and corporations.

Attorneys in our firm have represented clients in all Iowa State and Federal Courts at the trial and appellate levels, including the U.S. 8th Circuit Court of Appeals.

Our firm presently consists of three attorneys with prominent ratings in the Martindale-Hubbell Law Directory. The firm presently employs two paralegals, associated administrative and secretarial staff, and is an equal opportunity employer. Biographical information on each attorney is as follows:

MEMBERS OF THE FIRM

STEPHEN J. PETOSA, born Fort Wayne, Indiana, April 24, 1943; admitted to bar, 1968, Iowa and U.S. District Courts, Southern and Northern Districts of Iowa; 1972, U.S. Supreme Court and U.S. Court of Appeals, Eighth Circuit. Education: Regis College (B.S., 1965); University of Iowa (J.D., 1968). Phi Delta Phi. Assistant Attorney General, Iowa, 1968-1970. Member: Polk County (Member, Title Standards Committee, 1979 --, Chairman, 1981-1986; Member, Unauthorized Practice of Law Committee, 1976-1980), Iowa State (Member, Special Committee on Iowa Property Law, 1979 --; Title Standards Committee, 1983 --, Vice Chairman, 1988-89 and Chairman, 1990-92; Real Estate and Title Law Section, 1990-1992 and Chairman, 1991-1992; Probate, Property and Trust Law Committee, 1989 --; Member and Contributing Author, Iowa Real Estate Practice Manual, 1978-1982) and American (Member, Sections on: Real Property, Probate and Trust Law; Corporation, Banking and Business Law) Bar Associations; Association of Trial Lawyers of Iowa. Listed as one of eight Iowa lawyers under the Real Estate Law section of the 1991-92 edition of The Best Lawyers in America. Iowa contributing author of The Law of Distressed Real Estate and lectures on the topics of Selling and Buying Real Estate, Abstract Examination, Financing and Iowa Mortgage Foreclosures.

THEODORE R. BOECKER, born Des Moines, Iowa, November 20, 1947; admitted to bar, 1973, Iowa and U.S. District Courts, Southern and Northern Districts of Iowa and U.S. Courts of Appeals, Eighth Circuit; 1977, U.S. Supreme Court. Education: Creighton University (B.A., 1970); Drake University (J.D., 1973). Assistant Attorney General, Iowa, 1973-1979. Member: Polk County, Iowa State and American Bar Associations.

BENJAMIN W. HOPKINS, born Des Moines, Iowa, June 7, 1964; admitted to bar, 1997, Iowa and U.S. District Courts, Southern and Northern Districts of Iowa. Education: University of Iowa (B.S., 1987); Drake University (J.D. with high honors, Order of the Coif, 1996). Member: Polk County, Iowa State and American Bar Associations.

REPRESENTATIVE CLIENTS/REFERENCES:  Bank of America; Charter Bank; CitiMortgage; Countrywide Home Loans/Countrywide Funding Corp.; Dovenmuehle Mortgage, Inc., Earlham Savings Bank; Flagstar Bank, GMAC Mortgage Corporation; Homecomings Financial; HomeEq Loan Servicing Corporation; Jackson & Associates; Litton Loan Servicing; Midland Mortgage Co.; Neighborhood Finance Corp.; Option One Mortgage Corporation; Select Portfolio Servicing, Inc.; Regions Bank; Washington Mutual Bank; West Bank; Wells Fargo Bank, N.A.; Wilshire Credit Corporation